MASTERMONEY® DEBIT CARD
MasterMoney allows you to do everything an ATM card does and more. MasterMoney is an "electronic check card" that you can use to pay for purchases anywhere MasterCard is accepted: Retail stores, supermarkets, restaurants, ATMs and more!
With a MasterMoney debit card, there are a number of benefits you will enjoy:
- Quick, convenient access to your accounts:
24 hours a day, 7 days a week
- Safer than cash!
- Easier than writing a check
- Make purchases and the funds are automatically deducted from your OUR Credit Union share draft/checking account
- Use your card at restaurants, grocery stores, gas stations and more!
A MasterMoney transaction is called a "debit" transaction. In other words, the amount of your transaction is taken out of available funds from your OUR Credit Union checking account.
When you're ready to pay for a purchase, simply present your MasterMoney card for payment anywhere MasterCard is accepted. Remember, the amount of your MasterMoney transaction will be automatically deducted from your OUR Credit Union checking account. Be sure to record your MasterMoney transaction in your checking account register.
Click here to apply for your MasterMoney card today!
Click here ATM locations, or select Hours/Locations from the Quick Links menu above.
Important Items:
Lost/Stolen Cards: Contact OUR Credit Union during normal business hours if a card is lost or stolen. If it is after the lobby is closed please contact 800-554-8969.
Transaction Limit:
OUR Credit Union sets a transaction limit on your MasterMoney account. (Debits exceeding your daily limit will be declined.) When using MasterMoney as an ATM card, regular ATM limits apply. You should always have the proper funds available in your Our Credit Union checking account when using your MasterMoney card.
NSF Fees: If you exceed your funds, a non-sufficient funds (NSF) fee of $21 will be applied to your account. To avoid NSF fees, you may designate a transfer of funds from your savings, money market account, or overdraft line-of-credit to cover withdrawals.
Statement:
MasterMoney transactions appear on your monthly statement along with your other checking account transactions.
Qualifying:
To qualify for a MasterMoney card, you must complete an application and have an OUR Credit Union checking account. If you already have an ATM card, it will not be renewed when you qualify for a Master Money card.