Important Notice to All Account Holders Regarding Open End Credit. Click here for more information.
How Do I Apply For a Loan?
There are many ways to apply for a loan. You can apply online by clicking on the Application Link under the Quick Links at the top of every page of our website. We have a secure online application. You can also print off an application and mail, drop off or fax to us. Simply call or stop by one of our branches to see one of our helpful loan officers. They will assist you with the application process. You can also call at any time with any further questions. The number is 248-549-3838 extension 329.
Do You Offer Mortgages?
OUR Credit Union's Mortgage Center is a credit union service organization owned exclusively by credit unions. Our Mortgage Center offers a full range of mortgage options - purchasing, refinancing, new construction, land contract payoffs, and first time home buyer programs. Because our Mortgage Center works with credit union members like you, exclusively, you can expect friendly, professional service, competitive interest rates, and low closing costs.
Do You Offer Loan Postponements or Skip-A-Pay? A Skip-A-Pay is available to you once every 6 months on many OUR Credit Union consumer loans - including vehicle loans, personal and other consumer loans. (This offer does not apply to credit card payments, personal lines of credit, mortgages or home equity lines/loans). Members need to complete the application, which can be found in the top right corner of this page, under the application link. There is a nominal service charge of $25 for each loan payment you skip, to cover processing costs. Any questions please contact our Loan Department at 248-549-3838, Ext. 329.
Why Has My Due Day Changed? Due to changes in the federal law, OUR Credit Union was forced to change the due day of all open ended loans to the 28th of each month. Please click here for more details. If you have any further questions please contact our Loan Department at 248-549-3838 ext. 329