OUR Credit Union’s Mortgage Center will do everything we can to simplify the process and help you choose the loan that best fits your needs. Founded in 1990, Mortgage Center is a credit union service organization owned by credit unions to provide member-owners, with the best mortgage solutions.

New Loans 888-562-6865

Existing Loans 800-454-0356

For rates, on-line applications or more information click here.

Need Help With Your Mortgage?

Do's & Don'ts:

Do your homework before calling a lender (gather documents: mortgage statement, pay stubs, account statements, list of expenses & assets)

Do call your lender as soon As possible or a housing counselor

Don't pay a fee to housing caunseling

Do avoid foreclosure scams - Tips from the Federal Reserve Board

Do protect your home from foreclosure - Tips from the Federal Reserve Board

Resources

Accel and Greenpath are your go-to housing counselor. Their services are provided free by OUR Credit Union.

Mortgage Center is OUR Credit Union's Mortgage Center. Call for a home financial checkup.

Making Home Affordable offers free housing counseling and can help with loan modifications or refinancing. You can also find out who actually owns the paper on your house, (typically Fannie May or Freddie Mac) as well as information to help those who are unemployed.

Hope Now is an organization that is a free resource to help you find out if you're eligible for an affordable loan modification or refinancing. You can also learn the latest on scams. There are a lot of scams out there taking advantage of consumers promising to help them. Check it out first and remember if you have to pay, it's probably a scam. Visit their site or call 1-888-995-Hope.

HUD is the U.S. Department of Housing and Urban Development. The HUD site provides you help on how to get help now, avoid foreclosure and refinancing options. This reliable site is government sponsored.

Right at Home is a practical on-line guide to help you avoid and solve mortgage problems, view video clips and read articles to get the assistance you need. Designed by and for Credit Unions.