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OUR Credit Union
3070 Normandy Road
Royal Oak, MI 48073
248.549.3838
info@ourcuonline.org

STUDENT LOANS

TAKING THE NEXT STEP

OUR Credit Union is on your side as you begin your journey into the future. From student loans to scholarships, we're here to help you!

Applying for Financial Aid
In order to receive student aid, you must fill out a Free Application for Federal Student Aid (FAFSA). If you do not submit a FAFSA, you will NOT be eligible to receive student aid. Get your application now!

Which Loan is Right For You?
Read below to compare loan programs and determine the best loan based on where you live and go to school.

Stafford Loan
The best loan for all students after grants and scholarships.

This low-interest rate loan has no required payments while student is in school at least half-time. Has a six-month grace period, generous repayment terms and no prepayment penalty.
Learn More and Apply

Parent Plus Loan
The best loan for parents who want to assist in their child's education.

This loan has the option to borrow up to the total education cost, less other student aid, a low, fixed interest rate, no income requirement, flexible repayment terms and no prepayment penalty.
Learn More and Apply

Graduate Plus Loan
The best loan for graduate students who need additional funding.

This loan allows you to borrow up to the total education cost less other student aid, low, fixed interest rate, no required payments while in school at least half-time, no income requirement, flexible repayment and no prepayment penalty.
Learn More and Apply

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Providing financial services for consumers living, working, worshipping or attending school in Oakland and Macomb Counties.

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