Fee Schedule & Charges
| Account | Fee |
|---|---|
| Checking Account / Bill Payment Service | |
| Fresh Start Checking Account Monthly Maintenance Fee with a minimum of a $100.00 direct deposit or more |
$10.00/month |
| Fresh Start Checking Account Monthly Maintenance Fee without direct deposit of $100.00 or more |
$15.00/month |
| Premium Checking Account Monthly Maintenance Fee | $3.95/month |
| Business Checking Account Monthly Maintenance Fee |
$7.50/month |
| Excess Checks Deposited into Business/Organization Accounts (first 250 are free) |
$0.25 |
| Excess Cash Volumes into Business/Organization Accounts (Up to $15,000 in cash transactions each month at no charge) |
$2/$1,000 excess over $15,000 |
| Check Printing | varies |
| Copy of Cleared Check | $5.00 |
| Returned Item Fee (NSF) | $30.00 (each presentment) |
| Overdraft Fee* | $30.00 (each presentment) |
| Temporary Checks | $1.50/page |
| Bill Payment Stop Payment | $30.00 |
| Bill Payment Research/Copy Fee | $7.50 |
| ATM/Debit Card | |
| NSF Fee | $30.00 (each presentment) |
| Overdraft Fee* | $30.00 (each presentment) |
| Replacement Card Request | $5.00 |
| Consumer Loan / Credit Card | |
| Statement Copy | $5.00 |
| Replacement Card Request | $5.00 |
| Loan Skip a Payment Fee | $25.00 |
| Loan Rate Adjustment | $25.00 |
| Subordination of Lien | $150.00 |
| Legal Fees | |
| Levies, Writs & Garnishment | $75.00 |
| Collection Fee | $25.00 |
| Safe Deposit Box (SDB) | |
| SDB Replacement Key | $40.00 |
| SDB Drilling | Cost |
| SDB 3" x 5" x 21" | $25.00/year |
| SDB 3" x 10" x 21" | $35.00/year |
| SDB 5" x 10" x 21" | $45.00/year |
| SDB 10" x 10" x 21" | $65.00/year |
| Wire Transfer Fees | |
| Domestic Outgoing | $20.00 |
| Foreign Outgoing | $50.00 |
| Miscellaneous Services Fees | |
| Account Research (1 hour minimum) | $25.00/hour |
| Statement Copy | $5.00 |
| Stop Payments | $30.00 |
| Inactive / Dormant (after 1 year of no activity) |
$5.00/month |
| Foreign Negotiable Items | $10.00 + foreign bank fees |
| Returned Deposit Item Fee (NSF) | $15.00 |
| Improper Address Fee | $5.00 |
| Transfer Fee (overdraft, telephone, other) |
$5.00 |
| Loose or Rolled Coin Processing (over $10.00) |
5% of total |
| Prime Share Account Early Closing (6 mos or less) |
$5.00 |
| Escheat Fee | $25.00 |
| Item Redeposit Fee | $15.00 |
| VISA Gift Card | $4.00 |
| Reloadable VISA TravelMoney Card | $4.00 |
| Reload fee for VISA TravelMoney Card | $2.00 |
| Notary Fee | $5.00 |
| Medallion Siganture Guarantee Fee | $10.00 |
| Copy of Cashier Check | $5.00 |
| Money Order | $2.00 |
| Cashier Check - Member | $2.00 |
| Cashier Check - Non Member | $10.00 |
| NSF Fee (ACH originated items returned) | $30.00 |
*Payment by the Credit Union is a discretionary courtesy and not a right of the member or an obligation of the Credit Union. This privilege for consumer share draft accounts will be limited to a maximum amount of $750.00 overdraft (negative) balance and for commercial share draft accounts a maximum of $1,000 overdraft (negative) balance. Transaction types that are eligible for courtesy pay include and are limited to: ACH transactions, Drafts, ATM/MasterMoney transactions (when opted in), and On-Us Checks at the Teller Line. You must bring your account balance to a positive balance within every 30 day period. The Credit Union, in its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause.
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