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Limited Time Auto Loan Special - 4.99% APR1

  • Up to 36 Months
  • Must have checking account with debit card
  • 90 Days, No Payments for a Limited Time!3

Limited Time Auto Loan Special - 5.99% APR2

  • Up to 65 Months
  • Must have checking account with debit card
  • 90 Days, No Payments for a Limited Time!3

Auto Loans**
Effective Date: December 1, 2024
TypeTermRateAPR*
Auto and Light Trucks
2017 & Newer
Up to 65 Months 6.49% 6.49%
Auto and Light Trucks
2017 & Newer 
66-75 Months 6.99% 6.99%
Auto and Light Trucks
2017 & Newer 
76-84 Months 7.49% 7.49%
Auto and Light Trucks
2016 & Older 
Up to 65 Months 8.24% 8.24%

Limited Time Recreational Loan Special - 6.74% APR2

Other Secured Loans and Recreational Loans**
Effective Date: December 1, 2024
TypeTermRateAPR*
Model Years 2017 & Newer Up To 65 Months 7.74% 7.74%
Model Years 2017 & Newer 66-75 Months 8.24% 8.24%
Model Years 2017 & Newer 76-84 Months 8.74% 8.74%
Model Years 2017 & Newer 85-180 Months 9.74% 9.74%
Model Years 2016 & Older Up To 65 Months 8.24% 8.24%
Model Years 2016 & Older 66-75 Months 8.74% 8.74%
Model Years 2016 & Older 76-84 Months 9.24% 9.24%
Model Years 2016 & Older 85-120 Months 10.24% 10.24%

Miscellaneous
Effective Date: December 1, 2024
TypeTermRateAPR*
Signature Loan - 60 Month Loan   12.00% 12.00%
Personal Credit Line (Overdraft Loan) Variable Rate   10.75% 11.00%

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1. Annual Percentage Rate. Rates are 'as low as' and are based on credit history. Must have an OUR Credit Union checking account with debit card. Advertised rate is good for 2017 and newer models. Terms up to 36 months. Refinancing is not available on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
2. Annual Percentage Rate. Rates are 'as low as' and are based on credit history. Must have an OUR Credit Union checking account with debit card. Advertised rate is good for 2017 and newer models. Terms up to 65 months. Refinancing is not available on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

3. New money only. 90 Days, No Payments for qualified borrowers. Interest will continue to accrue.
*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
**Some restrictions may apply. Terms 61-180 Months: Minimum Loan Amounts Required.
Term share-secured rate = certificate rate plus 2.00%
All rates and APRs are accurate as of today and are subject to change at any time without prior notice

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