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Limited Time Auto Loan Special - 4.99% APR1

  • Up to 75 Months!
  • 90 Days, No Payments for a Limited Time!2

Auto Loans
Effective Date: February 1, 2026
TypeTermRateAPR*
Auto and Light Trucks
2019 & Newer
Up to 65 Months 4.99% 4.99%
Auto and Light Trucks
2019 & Newer 
66-75 Months 4.99% 4.99%
Auto and Light Trucks
2019 & Newer 
76-84 Months 7.49% 7.49%
Auto and Light Trucks
2018 & Older 
Up to 65 Months 8.24% 8.24%

Limited Time Recreational Loan Special - as low as 5.49% APR3 

  • 5.49% APRfor up to 65 Months
  • 7.24% APR4 for up to 180 Months

Other Secured Loans and Recreational Loans
Effective Date: February 15, 2026
TypeTermRateAPR*
Model Years 2019 & Newer Up To 65 Months 5.49% 5.49%
Model Years 2019 & Newer 66-75 Months 7.24% 7.24%
Model Years 2019 & Newer 76-84 Months 7.24% 7.24%
Model Years 2019 & Newer 85-180 Months 7.24% 7.24%
Model Years 2018 & Older Up To 65 Months 7.50% 7.50%
Model Years 2018 & Older 66-75 Months 7.50% 7.50%
Model Years 2018 & Older 76-84 Months 7.50% 7.50%
Model Years 2018 & Older 85-120 Months 7.50% 7.50%

Summer Loan Special - as low as 6.99% APR5

  • Up to 60 Months
  • Amounts up to $15,000

Miscellaneous
Effective Date: February 1, 2026
TypeTermRateAPR*
Signature Loan - 60 Month Loan   12.00% 12.00%
Personal Credit Line (Overdraft Loan) Variable Rate   9.75% 9.75%

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1. Annual Percentage Rate (APR). Rates are 'as low as' and are based on credit history. Advertised rate is good for 2019 and newer models. Terms up to 75 months. Refinancing is not available on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

2. New money only. 90 Days, No Payments for qualified borrowers. Interest will continue to accrue.
3. Annual Percentage Rate (APR). Rates are 'as low as' and are based on credit history. Advertised rate is good for 2019 and newer models. Terms up to 65 months. Refinancing is not available on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

4. Annual Percentage Rate (APR). Rates are 'as low as' and are based on credit history. Advertised rate is good for 2019 and newer models. Terms up to 180 months. Refinancing is not available on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
5. Annual Percentage Rate (APR). This Special Offer is not to be used to refinance existing OUR Credit Union loan balances unless adding at least $1,000 in new money to the existing balance. Rates are subject to change at any time without prior notice. Other conditions apply. Rate and amount subject to minimum Vantage score requirements at the time of application.
*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice. Some restrictions apply. Terms 61-180 Months: Minimum Loan Amounts Required.
All rates and APRs are accurate as of today and are subject to change at any time without prior notice.

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