Mortgage Center

Together with our partner, Mortgage Center (NMLS# 282701), we're able to offer our members a variety of home loan options with low rates and great servicing for the life of your loan.

For over 30 years, the experts at Mortgage Center have been taking the uncertainty out of home financing by making the process simple and easy to understand. Visit their website or call (800) 353-4449 to get started or explore your options.

Already know what you're looking for? Get started with your free pre-approval today.

Limited-Time Offer:

Contact Mortgage Center

Complete the form below and our Mortgage Center partners will be in touch with you shortly. 

Reminder: Please do not send sensitive personal information to OUR Credit Union by email.

¹Offer for 0.50% rate discount is available on purchase and refinance transactions. Application must be taken between April 1st and April 30th 2026. Mortgage amount must be between $40,000 and $500,000 to be eligible. Mortgage rates current as of 4/1/2026 and assume a 5/1 ARM loan for the purchase of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an introductory interest rate of 5.375% and an APR of 5.999% has a payment of $1,259.94 with 0.25 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies exclusively to Adjustable Rate First Mortgages financed with Mortgage Center. Adjustable Rate Mortgages are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period. The First Adjusted Payments displayed are based on the current Constant Maturity Treasury (CMT) index, plus the margin (fully indexed rate) as the stated effective date rounded to the nearest 1/8th of one percent. OUR Credit Union membership required. Offer may not be combined with any other promotion or discount. The offer has no cash value and is subject to being ended at any time. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. OUR Credit Union is Federally Insured by NCUA.

²$500 Closing Cost promotion is on purchase and refinance loan transactions and saves you $500 on your closed home loan’s closing costs. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Application must be taken between April 1st and April 30th 2026. Mortgage amount must be between $40,000 and $500,000 to be eligible. Mortgage rates current as of 4/1/2026 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.125% and an APR of 6.276% has a payment of $1,367.12 with 0.25 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes adjustable-rate loans, FHA and VA loans, as well as loans for investment properties. OUR Credit Union membership required. Offer may not be combined with any other promotion or discount. The offer has no cash value and is subject to being ended at any time. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. OUR Credit Union is Federally Insured by NCUA.